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Getting a mortgage in Spain as a foreign buyer has become more profile-dependent in 2026. After several years of sharp rate increases, the market has become more predictable, although the 12-month Euribor still needs to be monitored closely. Spanish lenders have adjusted their mortgage products to the new risk environment.  Mortgages remain available for international buyers, but approval now depends more heavily on the borrower’s profile. Major...

Previously restricted neighborhoods in Alanya, a municipality and district of Antalya Province, Turkey, are now available again for first-time property-based residence permit applications. As of June 2026, buyers can use addresses in Mahmutlar, Kestel, Avsallar, and Kargıcak when applying for a residence permit in Turkey (İkamet) through property ownership, provided the property an...

Overview of İzmir’s Real Estate Market İzmir is a self-sustaining real estate market driven by local wealth rather than foreign holiday budgets. Because demand is supported by permanent residents, local professionals, students, and domestic buyers, İzmir is less exposed to the seasonal liquidity swings seen in resort-driven markets. However, İzmir is highly fragmented: an old waterfront apartm...

Why Spanish Property Checks are Getting Tighter Foreign buyers can purchase property in Spain without major ownership restrictions, but the financial side of the transaction now requires clear documentation. Before completion, banks, agencies, lawyers, and notaries must verify the buyer’s identity, source of funds, and payment route. KYC and AML checks rarely delay a purchase when documents are prepared in advance. Problems usually arise after buyers sign a binding contract, transfer funds, or schedule the notary appointment without first confirming what complian...

Hva er et TIE-kort i Spania, og hva brukes det til? TIE, eller Tarjeta de Identidad de Extranjero, er et fysisk identitetskort for utenlandske statsborgere i Spania. Kortet bekrefter at en person har en anerkjent rett til å oppholde seg i landet gjennom en bestemt immigrasjonsordning. Det erstatter ikke passet og gir ikke i seg selv rett til å bo i Spania. Først må personen få en godkjent status, for eksempel oppholdstillatelse, studieopphold, arbe...